Skip to main content
Home  /  Consultancy  /  CPA & CFO Services
Consultancy

Virtual CFO & CPA Services

CFO-level financial strategy, without a full-time CFO

Senior financial oversight — planning, forecasting, cash flow and board-level reporting — scaled to what your business needs.

WhatsApp us

Service overview

Many businesses reach a point where they need CFO-level thinking — real forecasting, cash flow discipline, board reporting, financing conversations — well before they can justify a full-time hire.

We provide that oversight on an ongoing or project basis: strategic financial planning, budgeting and forecasting, audit support, and the business advisory that comes with genuinely understanding your numbers.

Problems we solve

— Cash flow managed by checking the bank balance rather than by forecast
— Budgets set once a year and never revisited against actuals
— Board or lender reporting assembled manually each time it's needed
— Growth decisions made without modelling the financial consequence
CPA & CFO Services being delivered by our team

Who this service is for

Companies that have outgrown bookkeeping-plus-year-end but aren't ready for a full-time CFO, businesses preparing for finance or audit, and boards that need reporting they can rely on.

What we provide

Financial reporting

Board- and lender-ready reporting packs produced on a consistent basis.

Strategic financial planning

Multi-period planning that connects financial capacity to business ambition.

Cash-flow management

Rolling cash forecasting, so funding gaps are visible weeks ahead rather than days.

Budgeting and forecasting

Budgets built bottom-up and tracked against actuals with explained variances.

Audit support

Preparation, documentation and liaison to make audit a process rather than an event.

Business advisory

Senior input on pricing, capacity, investment and financing decisions.

CPA & CFO Services in action

A closer look at how we deliver this service.

CPA & CFO Services — photo 1
CPA & CFO Services — photo 2
CPA & CFO Services — photo 3

Our process

1

Financial diagnostic

We review your current position, reporting and forecasting capability.

2

Priority setting

We agree what needs attention first — usually cash, reporting or margin.

3

Framework build

We put the forecasting model and reporting pack in place.

4

Ongoing oversight

Regular review cycles, plus availability for decisions as they arise.

Why choose SMT Consulting Group

22+ years across consulting, finance and technology — with a client-first approach that keeps the work practical rather than theoretical.

22+ years of experience
Cross-discipline expertise
Direct, responsive support

Frequently asked questions

Part-time and scalable. Most engagements are a fixed monthly commitment with additional capacity when something significant is underway.

Yes — that's a common arrangement. We provide the senior layer above an existing bookkeeper or accountant.

Yes. We prepare the reporting and forecasting that lenders and investors expect, and support the conversations themselves.

It depends on scope. We'll tell you honestly if your situation doesn't yet warrant this level of support.

Related services

Request a consultation

Tell us a little about your business and we'll get back to you.